MacroAccount

One ledger across every bank, country and currency.

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Sheet
Consolidated position
Basis
Cash
Reporting unit
USD
Figure 1Three accounts, three currencies, one position — a worked example at real published rates.
USDStripe payouts$24,180.00CLPCliente SantiagoCLP 12,480,000 → $14,114.29EURRetainer, Berlin€6,240.00 → $6,770.40Cloud & infrastructure$6,824.00AI & API costs$11,407.00Contractors$9,500.00Owner draw$8,000.00 · not an expenseRetained$9,333.69$45,064.69

The hatched ribbon is an owner draw. It is cash leaving the account and it is not an expense — counted as one, this month reports $1,333.69 instead of $9,333.69. Telling those apart is the whole job.

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